Struq
Managed AI System forIndependent Insurance Agencies

More quotes moving.Less manual follow-up.

Struq builds and runs an AI system around your current agency software and team. It handles calls, questions, and follow-up around the clock, so more of the submissions and open quotes you already have keep moving toward a clear client decision.

  • Works with your current agency software and team
  • Keeps routine quote follow-up moving
  • Built, managed, and improved by Struq

30 minutes. No prep. One clear recommendation.

BUILT AND MANAGED BY STRUQ

Around $58,320 a year in opportunity goes unresolved.

Quote opportunities stall when carrier responses sit too long, required information remains missing, client follow-up stops, or licensed questions wait without a clear handoff.

COMMERCIAL QUOTE ACTIVITY

Submissions  ·  Carrier responses  ·  Client replies  ·  Missing documents

STRUQ AI SYSTEM

Quote reviewed
Account history connected
Blocker identified
Approved action runs
Quote moves forward

Where Quotes Stall

Where commercial quotes lose momentum.

Your agency may already be generating enough commercial opportunities. Quotes stall when carrier responses sit too long, required information remains missing, client follow-up stops, or licensed questions wait without the right handoff.

Submissions wait for the next action

A commercial submission enters the process, but ownership becomes unclear while producers and account staff manage competing priorities.

Carrier responses sit too long

Terms, questions, or requests return from the carrier, but the client-facing next step does not happen quickly enough.

Missing information stalls the quote

Loss runs, declarations, applications, and carrier clarifications remain incomplete or unrequested.

Client follow-up stops too soon

The quote is ready for discussion, but the next conversation depends on someone remembering to restart it.

Why Struq

Your producers shouldn't have to remember every next step.

Struq keeps commercial submissions and open quotes visible, prioritized, and moving, even when producers and account staff are busy.

Every quote in one view

Submission activity, carrier responses, client replies, missing information, and account history stay connected.

The right quotes move first

Quote value, timing, client activity, carrier status, missing information, relationship rules, and agency priorities help determine what needs attention now.

The next approved step runs

Routine response, information requests, and client follow-up continue within agency-approved authority rules.

Missing information stays visible

The system tracks what is required, what has been requested, what has arrived, and what still blocks the quote.

Full context at handoff

Producers receive the account history, current status, blocker, and clear decision request when licensed judgment is needed.

Weekly movement stays visible

See which quotes moved, what remains blocked, what needs a producer, and what Struq improves next.

Your Software Stays in Place

Works around the software your agency runs.

Struq connects to your agency management, quoting, and client communication systems and runs the follow-up around them. Nothing gets replaced, and your team never has to learn a new platform.

  • Applied
  • EZLynx
  • HawkSoft
  • Vertafore
  • AgencyZoom
  • NowCerts
  • Salesforce

The Work Itself

This is what an approved follow-up looks like.

Written in your agency’s voice, sent inside your approval rules, timed while the opportunity is still open. Coverage questions are never answered by the system; they go to a licensed agent with the full context.

  • Sent in your agency's voice
  • Only inside approved rules
  • Coverage questions go to a licensed agent
An approved follow-upSample · Illustrative Data
Checking in on the commercial quote we discussed. Renewal is coming up and I need to make a decision soon.

Client · Email · Mon 9:04 AM

Thanks for checking in. Your quote is ready for review, and with your renewal date in mind it would be good to walk through it together. Your account manager has Tuesday 2:00 PM or Thursday 10:30 AM open. Which works for you?

Struq · Approved reply · Your agency’s inbox · Mon 9:11 AM

Thursday at 10:30.

Client · Mon 9:26 AM

Review call booked · Thursday 10:30 AM

Quote history and carrier context prepared for your account manager. A coverage question here would have routed to a licensed agent instead.

What the system handles · around the clock
  • Answers incoming calls

    Answers when producers and staff are with clients.

  • Makes outbound calls

    Approved follow-up calls inside your rules, recorded.

  • Sends and answers texts

    From your agency's number, in your agency's voice.

  • Sends and answers emails

    Approved follow-up from your agency's address.

  • Responds to web forms

    Every new inquiry gets a fast, approved reply.

  • Books client calls

    Offers times and confirms on the calendar.

  • Hands off to producers

    Licensed decisions routed with the account history.

  • Logs every action

    Everything recorded and reported every Monday.

The same follow-through on the best day and the worst day. Nothing depends on someone remembering.

See the Opportunity

See how much more quoted business could move.

Estimate the opportunity tied to commercial submissions and open quotes that currently stall before reaching a client decision.

60/mo
45%
$1,200

Based on the numbers you enter, with a deliberately conservative assumption that 15% of stalled submissions and open quotes move forward through faster response and follow-up.

Estimated quote opportunitySample · Illustrative Data

$58,320

Estimated opportunity worth inspecting

illustrative annual agency-revenue opportunity associated with stalled quotes that move forward

This estimate is directional. Not every submission or open quote will advance, receive a client decision, bind, remain in force, or generate the assumed agency revenue. Results should not be assumed to be attributable to Struq alone.

Show Me the Best Place to Start

See which quote opportunity is worth inspecting first.

How Struq Runs It

See what moved.Know what Struq improves next.

Your weekly operating record shows quote movement first, followed by the client replies, missing information, producer handoffs, and improvements behind it.

Week ending June 30

Sample · Illustrative Data

12

Quotes advanced

toward a client decision

9

Client conversations reopened

after going quiet

8

Missing items resolved

loss runs, declarations, applications, or clarifications

7

Producer handoffs

with account context prepared

What changed

Client conversation reopened

Producer reviews coverage with the client.

Commercial quote returned from the carrier

Understood

Higher-value account, terms received, no reply in four days

Struq ran

Prepared the approved follow-up with the relevant quote context

Next step

Producer reviews coverage and discusses the quote with the client

What changed

Required clarification requested

Routed through the approved process.

New commercial submission awaiting carrier clarification

Understood

Carrier question open, assigned contact had not responded

Struq ran

Prepared the missing-information request

Next step

Struq tracks the item until received or escalated

What changed

Document request sent

Outstanding requirement recorded.

Commercial quote missing loss runs

Understood

File could not advance without current loss runs

Struq ran

Prepared the approved loss-run request

Next step

Continue tracking until the documents arrive or the team intervenes

What changed

Producer handoff created

Authorized producer handles the coverage decision.

Coverage question on a sensitive account

Understood

Required licensed judgment and relationship context

Struq ran

Prepared the relevant account and quote context and routed the decision

Next step

Authorized producer handles the coverage decision

What needs your team

Coverage, pricing, binding, relationship-sensitive, or other licensed decisions.

What Struq learned

Quote conversations reopen more often when the client receives a clear next step with the relevant quote context.

What Struq improves next

Introduce the approved next step earlier for similar commercial quotes.

Illustrative agency and data. This shows the format and level of detail in the weekly operating record.

How Struq Moves It

Move stalled commercial quotes toward a clear next step.

Struq treats each quote differently based on carrier status, client activity, missing information, account value, timing, agency rules, and when licensed judgment is required.

Carrier response returned

The carrier returned terms, but the client had not received a clear next step.

What Struq changes

Struq recognizes the quote was active, the carrier response was recent, and client follow-up was overdue, and prepares the agency-approved client follow-up with the relevant quote context.

Business result

The quote reaches an approved client follow-up, producer handoff, or clear next step.

Coverage interpretation, pricing, recommendations, or binding decisions go to the authorized producer.

Client went quiet

The client received the quote but had not replied.

What Struq changes

Struq recognizes there was no recorded decline and the quote remained current, and runs the approved follow-up based on timing, account value, previous activity, and relationship rules.

Business result

The conversation reopens, the quote is declined, or a clear next action is recorded.

Sensitive relationships, negotiation, coverage, or pricing questions go to the assigned producer.

Missing loss runs

A commercial submission could not advance without updated loss runs.

What Struq changes

Struq recognizes the document requirement was unresolved and remained the primary blocker, and prepares the approved request while tracking the outstanding document.

Business result

The required information is requested, received, escalated, or given a clear status.

Exceptions, relationship-sensitive requests, or coverage interpretation go to the appropriate producer.

Licensed judgment required

A client asked a coverage question that the system was not authorized to answer.

What Struq changes

Struq recognizes the request required professional judgment and could not continue as routine follow-up, so it stops the routine path, prepares the relevant account and quote context, and routes the decision.

Business result

The producer receives an actionable handoff without reconstructing the account history.

The authorized producer determines the appropriate response.

EXPAND AFTER PROOF

Start with commercial quotes.Expand after proof.

Once the first quote system is working, Struq can extend the same managed operation into renewal, service, and agency-visibility workflows.

FIRST SYSTEM

Submission and quote follow-up

Keep commercial submissions and open quotes moving toward a client decision.

  • Commercial submissions
  • Carrier responses
  • Missing quote information
  • Client follow-up
  • Quote status
  • Producer handoffs

Begin with one commercial line, quote type, producer team, submission source, or book when that creates faster proof.

Renewal readiness

Surface upcoming renewals earlier and prepare the approved work before the renewal window becomes urgent.

  • Renewal windows
  • Account summaries
  • Missing renewal information
  • Client outreach preparation
  • Producer review
  • Renewal-risk visibility

Prepare renewals before they become urgent.

Service-request coordination

Keep routine account-service work visible, assigned, and moving.

  • Certificates
  • Endorsements
  • Billing questions
  • Document requests
  • Carrier follow-up
  • Response tracking

Licensed or coverage-related service decisions route to authorized staff.

Leadership visibility

Give agency leadership a clearer view of what is moving, blocked, at risk, or waiting for judgment.

  • Quote status
  • Renewal readiness
  • Open service items
  • Producer handoffs
  • Operating trends
  • Weekly movement

A clearer operating view for the principal.

Trust and Control

Struq handles routine quote follow-up. Your producers keep the licensed judgment.

Struq handles
  • Reviewing and prioritizing commercial quote activity
  • Connecting account, submission, carrier, document, and client history
  • Tracking carrier responses and missing information
  • Preparing approved client, carrier, and document follow-up
  • Running permitted routine actions and recording outcomes
  • Preparing context-rich producer handoffs and reporting what moved
Your agency keeps
  • Coverage recommendations and policy interpretation
  • Pricing, negotiation, and carrier-strategy decisions
  • Binding authority and final client recommendations
  • Legal, regulatory, and compliance interpretation
  • Relationship-sensitive communication and protected-account decisions
  • All other licensed or exception decisions

The system operates only within your agency's approved language and authority rules. Coverage, pricing, binding, legal, relationship-sensitive, licensed, or ambiguous decisions go to an authorized person with the relevant account and quote context.

Built Around Your Agency

Keep what works.Get more from what you already have.

Struq works around your current agency software, team, authority rules, and client relationships. Start with one measurable quote problem and expand only after the first system proves value.

Your software stays

Struq works with the agency-management, email, document, and communication systems already in place where practical.

Your voice stays yours

Client and carrier communication follows your approved language, tone, and standards.

Your agency stays in control

Producers and authorized staff retain coverage, pricing, binding, relationship, compliance, and licensed decisions.

One system first

Start with one commercial quote path rather than an agency-wide operational overhaul.

Managed after launch

Struq monitors the system, reports what moved, and improves priorities, timing, messaging, and handoffs after launch.

Expand after proof

Add renewal, service-request, and leadership-visibility workflows only after the first result is working.

One System First

Launch one focused quote system around your agency in 30 days.

Struq handles the build, launch, and ongoing operation.

Start with one measurable commercial-quote outcome, prove the value, then expand.

  1. Week 1

    Choose the starting point

    Confirm the commercial line, quote type, producer team, success measure, and authority boundaries for the first system.

  2. Week 2

    Connect what matters

    Bring together the agency software, quote activity, carrier communication, rules, and people needed to move the work.

  3. Week 3

    Build around your agency

    Configure the system around your language, priorities, handoffs, protected accounts, and licensed boundaries.

  4. Week 4

    Launch and improve

    Begin operation, measure what moves, and start ongoing improvement.

Show Me the Best Place to Start

Get the first system scope, success measure, and investment.

Common Questions

What agency owners usually ask before starting.

See what Struq should handle first.

Get a clear recommendation on the best place to start, what Struq would run, and how the first system would fit around your current agency software and team.

30 minutes. No prep. Measurable improvement in 60 days, or we keep working at no additional cost.